— Ohio Lieutenant Governor and Department of Insurance Director Mary Taylor revoked the resident insurance agent license of Sheri Lyn Sharp, of Burlington, Kentucky, for violations of Ohio insurance law.

Sharp wrote approximately 52 insurance policies from February through July 2008 using fictitious names so she could meet her sales quota and earn commissions. Ohio insurance law allows the Director to revoke any license of an insurance agent for soliciting, procuring an application for, or placing, either directly or indirectly, any insurance policy when the person is not authorized to engage in such activity.

For those reasons, Sharp’s Ohio resident insurance agent license was revoked by the Ohio Department of Insurance on July 21, 2011.

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The simple fact is that we live in an increasingly litigious society. Just like the rest of us, attorneys are out trying to make a living in a tough economy. What 20 years ago might have been passed over as an innocent oversight or a common occurrence, now represents an opportunity to hold somebody personally liable. Frivolous or opportunistic lawsuits are a legitimate concern for most of us, but they are also a significantly growing concern for medical professionals.

Most medical professionals carry malpractice insurance policies with professional liability coverage, or the hospitals and care centers that they work for have policies that cover professional errors or actions while on the job.

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A new survey of 2,000 people in the UK has revealed that five per cent of men took longer to find a new car than they spent choosing their wife.

The Netcars.com survey, also found that more than one in ten males took longer deciding what make and model of car to have than what they should call their children or what house they should buy.

Apparently, the over-55s are the easiest to please when it comes to buying cars as 70 percent of this age group said they took less than three months to make a purchase.

Meanwhile, drivers aged 25-34 are more deliberate and more protracted in making their purchase – four percent of this age group owned up to taking more than 12 months to make a decision. < Read more…

One of the things that a lot of people want to know is if cheap insurance is still good, especially when it comes to life insurance. The simple answer is yes but that all depends on a few things. In order to tell if an insurance policy is good or not you need to look at more than just the policy, you need to look at the company as a whole. Trust me on this, if you don’t look at the entire life insurance company then you won’t know anything that goes on behind the basic policy.

One of the reasons why I say cheap life insurance is still good is because the insurance is not what is cheap, the policy is. No Read more…

H.I.M. On Call announced the availability of its latest AvianceHealth technology solution, Aviance DNFB Management at the American Health Information Management Association (AHIMA) Convention and Exhibit at the Salt Palace Convention Center in Salt Lake City, Utah.

The announcement was made by Joseph J. Gurrieri, RHIA, CHP, Vice President and COO.

According to customers already using the software, the ability to assemble all discharged-not-final-billed (DNFB) for all inpatient and outpatient accounts into a single repository, sort, trend, electronically track and assign accounts saves hours of work and prevents denials.

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Even if you sign an insurance contract with a company, thinking that you and your car is protected, sometimes some aspects might not be stated in the policy, allowing the insurance company to refuse compensations. As a careful driver, you should check the car insurance quotes and estimations considering the installations and items on your car. For example, some companies would really have a problem compensating you for the damages for the audio system you have just installed on an SUV, as long as it is not stated in the original contract.

Check the car insurance quotesfor deceases or permanent invalidity in case of an accident. Read more…

By Mary Taylor

Ohio Lt. Gov. and Insurance Director

Obamacare is so complex that only a few of its impacts have been widely publicized.  In fact, many of the law’s far reaching mandates and requirements are still being defined by Washington bureaucrats.  But as you look closer at some of its lesser known provisions, one thing becomes clear: the authors of Obamacare are more concerned with a government takeover of health care and less worried about you the consumer and the increasing cost of health insurance because of this law’s mandates.  Here are just three of the major market changes – among many – that all Ohioans should understand.

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